Collect payments by bank transfer through virtual accounts, hosted checkout and payment links.
Ada Stores
Bank transfer
Amount to pay
₦50,000.00
Order ORDER-12345
Send exactly ₦50,000.00 to the account below from your bank app.
Expires in 29:41
Secured by Pletopay
The product
The account number, the confirmation and the notification are handled for you. Your customer just transfers.
Virtual accounts
Single-use accounts expect an exact amount and expire with the payment. Dedicated accounts stay with a customer, so every transfer they send is recognised as theirs.
Virtual accountsAccount number
9000002140
Recent transfers, matched to this customer
Checkout and payment links
Redirect to hosted checkout, open it in a popup on your own site, or share a payment link or invoice. Each shows the account details, the amount and a countdown, and updates when the transfer is confirmed.
Checkout and linksAda Stores
Bank transfer
Amount to pay
₦50,000.00
Send exactly ₦50,000.00 to the account below from your bank app.
Expires in 29:41
How it works
Your server sends an amount and your reference. Pletopay returns an account number to show.
From any Nigerian bank app or USSD, to that account number. No card, nothing to install.
The transfer is confirmed with the bank and matched to your reference.
A signed webhook reaches your server, and the net amount joins your balance to settle on your schedule.
Who it’s for
The same account numbers, confirmation and webhooks underneath. What changes is the tools each kind of business leans on.
For developers
REST and JSON. Amounts in kobo, one response envelope, idempotency keys on every write, and webhooks you can verify in a few lines.
curl -X POST https://api.pletopay.com/api/v1/payments \
-H "Authorization: Bearer $PLETOPAY_SECRET_KEY" \
-H "Idempotency-Key: create-payment-ORDER-12345" \
-H "Content-Type: application/json" \
-d '{
"amount": 5000000,
"currency": "NGN",
"reference": "ORDER-12345",
"customer": { "email": "customer@example.com" }
}'Sign up, build in test mode, and go live once your business is verified.